• Payment Plans

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Voluntary Surrender

FULL BENEFITS OF VOLUNTARY SURRENDER

YOUR CREDITORS

Current Amount

New Amount

Creditors at required interest

Creditors at 30 cents/rand

African Bank Loan

R 32 232.00

R 1 200.24

R 9 669.60

R 537.20

African Bank Credit Card

R 23 545.00

R 876.76

R 7 063.50

R 392.42

FNB Loan

R 18 100.00

R 993.48

R 5 430.00

R 301.67

FNB Credit Card

R 12 333.00

R 633.74

R 3 699.90

R 205.55

Bayport Loan

R 8 432.00

R 830.75

R 2 529.60

R 140.53

Capfin Loan

R 4 568.00

R 899.98

R 1 370.40

R 76.13

Wonga Payday loan

R 3 000.00

R 3 150.00

R 900.00

R 50.00

Foschini Group

R 4 525.00

R 801.03

R 1 357.50

R 75.42

Edgars

R 2 789.00

R 493.72

R 836.70

R 46.48

Truworths

R 2 956.00

R 523.28

R 886.80

R 49.27

AVERAGE

R 112 480.00

R 10 402.98

R 33 744.00

R 1 874.67

  1. You need to earn a gross income of R9000,00 per month
  2. You only pay R1874.67 per month for 18 months to a curator.
  3. There will be a judgement on your credit report for 48 months.
  4. Legal Costs @ R7500,00 to start this process and then you only pay R1874.67 for 18 months.
  5. Legal Costs can also be spread over 2 months @ R3750 per month and then only start paying R1874.67.
  • Standard Bank
  • Nedbank
  • wonga.com
  • Woolworths
  • Mr Price
  • DirectAxis
  • Truworths
  • Foschini
  • South African Debt Review and Credit Repair Service
  • South African Debt Review and Credit Repair Service